Online banking, also known as Internet banking, has become very popular. It allows you to easily access your accounts, monitor your money, make payments, transfer funds, and carry out various online banking tasks anytime, anywhere. But before enjoying these conveniences, you must register for net banking with your bank.
Registering for net banking is generally quick and hassle-free. However, you should complete a few prerequisites before starting the registration process. Let’s go through these in simple net banking registration steps.
Prerequisites for Net Banking Registration
To register for net banking, you must have:
- An active bank account: A savings, current, or any other valid bank account with your chosen bank.
- Registered mobile number linked to bank account: This number is required to receive SMS alerts and OTPs needed during registration.
- Valid email ID linked with the account: Registration details and transaction alerts will be shared on this email ID.
- ATM/Debit card details: The debit card number, expiry date, and CVV may be needed for identification.
- Internet-enabled device: A computer, smartphone, or tablet with internet connectivity for accessing net banking.
With these prerequisites in place, you can follow some easy steps to register for net banking.
Step-by-Step Guide to Register for Net Banking
Step 1: Visit your Bank’s Official Website
Go to the URL of your bank’s official website on your web browser. Locate and navigate to the net banking login section.
Step 2: Find the New User Registration Option
Look for options like “Register as New User” or “First Time User”. Click on the appropriate option to initiate the registration process.
Step 3: Create a User ID and Password
Set up login credentials, such as a username/user ID and password, for your net banking account. Create a unique user ID and a strong password with a mix of letters, numbers, and symbols.
Step 4: Fill the Account Application Form
An account registration form will appear. You must provide your personal account and contact details linked to the bank account, including your full name, account type, account number, mobile number, and email ID. Cross-check all the details you have entered.
Step 5: Account Verification
The bank will verify the account details by sending an OTP to the registered phone number or email ID linked to the account. Enter the correct OTP received to authenticate account ownership.
Step 6: Set up Second-Factor Authentication
Banks now require two-factor authentication for additional security during login. Follow the prompts to set this up by registering the device, biometrics, etc.
Step 7: Enter the New OTP Received
After setting up all credentials and security protocols, the bank sends a final OTP for new user verification. Enter this correctly in the designated field.
Step 8: Login for First Time
If all details are verified, net banking registration is complete. You can now log in with your new user ID and password. Follow prompts to complete any remaining formalities.
Conclusion
By checking some basic prerequisites and completing a few simple sign-up steps, you can easily register for net banking in minutes. Net banking provides convenience, saves time, and gives you more control over your banking needs from the comfort of your home.
As security continues to be a priority for banks, the registration process has become more streamlined and safer over time. So shed your reservations and embrace the ease of net banking today.
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